hailfax personal loan | haliax personal loan | halfax personal loan

halifax personal loan

halifax personal loan

halifax is one of the best known brands on the high street. We offer personal loan at competitive rates and pride ourselves on our friendly and down to earth approach.


Who we are and what we do

Since 1853 halifax has gone from strength to strength by tapping into consumers ever changing financial needs. And recently, through extensive media awareness featuring branch staff, halifax has obtained a very healthy position in consumer’s minds.

We offer everything from mortgages and credit cards to car insurance and personal loan, both in store and online. halifax.co.uk was voted Website of the Year in 2002 by find.co.uk. The straightforward navigation facilities enable customers to find what they want quickly and allow easy online applications.

Our loans product - Typical 6.4% APR

At halifax we have some of the most attractive personal loan available. Customers can benefit from excellent rates and not even have to make repayments for the first 3 months *. They can choose how they make repayments too - between 1 and 7 years and can expect fixed rates for the entire length of the personal loan term.

Terms and conditions

The rate offered will depend on credit assessment procedures, personal circumstances and other related factors. * halifax charge interest in the period between the start of personal loan and first monthly repayments.

If customers want to repay personal loan in full before the end of the personal loan term we will charge an early repayment fee. This fee is usually equal to two months' interest. It will not be more than two months' interest.

personal loan are not available to non-halifax customers aged 18 or 19.

All credit facilities are subject to status. Applicants must be aged 18 or over and living in the UK.

Products and offers are subject to conditions and can be withdrawn without notice.

We can monitor and record phone calls to and from us. We do this to check what was said and help us train our staff. For written quotations, ask at your local branch.

As security for customers’ personal loan , we have a right of set off. This means that if customers are in breach of their halifax personal loan agreement we may set-off any money owed to us against a credit balance on any other account they hold with us, including a joint account. We will only take money from a joint account if the conditions of that account allow and there are sufficient funds.


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